Employee Benefits
Quick Reference
Health, Dental, and Vision Rates:The college offers a wide range of benefits for faculty and staff. For detailed information about a specific benefit, click on the appropriate link below.
- Health Insurance
- Dental Insurance
- Vision Insurance
- Retirement
- Accidental Death and Dismemberment
- Group Life Insurance
- Flexible Benefits Plan
- Long Term Disability
- Additional Life Insurance
- Tuition Benefits
- Critical Illness
- Paid Time Off:
In addition, employees have access to a variety of On-Campus Services and Employee Discounts.
The college must reserve the right to modify its benefits programs as circumstances dictate. However, the college will always endeavor to provide the most attractive benefits package possible.
Health Insurance
The college offers two health insurance plans: Blue Cross and Blue Shield of Alabama and VIVA Health. The college pays 75% of the college's contribution to the lesser priced plan for employee, two-person, and family coverage.
- Health Plan Comparison- BlueCross BlueShield and VIVA Health
- 2013 Health, Dental, and Vision Rates
- VIVA Health Insurance
- Rates and Plan Highlights
- Enrollment Form
- Online Resources
- www.vivahealth.com
- www.americanbehavioral.com (VIVA Mental Health Provider)
- Provider Search
- Customer Service: (205) 558-7474
- Summary Plan Description
- Blue Cross Blue Shield Health Insurance
- Rates and Plan Highlights
- Enrollment Form
- Online Resources
- Customer Service: (205) 988-2200
- Summary Plan Description
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Dental Insurance
The college offers voluntary dental insurance through Delta Dental. Two levels of coverage are provided in the form of a Base Plan and Buy-Up Plan.
- Rates and Plan Highlights
- Enrollment Form
- Claims Form
- Online Resources
- www.deltadentalins.com
- Provider Search (PPO) Note: The PPO Network provides the most coverage.
- Provider Search (Premier)
- Customer Service: 1-800-521-2651
- Summary Plan Description
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Vision Insurance
The college offers voluntary vision insurance through Humana.
- Plan Highlights
- Enrollment Form
- Change of Status Form
- Online Resources
- Customer Service: (866) 537-0229
- Summary Plan Description
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Retirement
The college offers a voluntary retirement plan through TIAA-CREF. Tax-deferred monies can be contributed to a defined contribution plan (RA) or a tax deferred annuity plan (SRA).
- Plan Highlights
- Change of Beneficiary
- Salary Reduction Agreement
- Online Resources
- Phone numbers:
- Telephone Counseling Center: (800) 842-2776
- Automated Telephone Service: (800) 842-2252
- Summary Plan Description- Defined Contribution (RA)
- Summary Plan Description - Tax Deferred Annuity Plan (SRA)
- Financial Statement - Defined Contribution Plan 2010-11
- Financial Statement - Defined Contribution Plan 2011-12
- Financial Statement - Tax Deferred Annuity Plan 2010-11
- Financial Statement - Tax Deferred Annuity Plan 2011-12
- Summary Annual Report- Tax Deferred Annuity Plan 2011-12
- Summary Annual Report- Defined Contribution Plan 2011-12
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Accidental Death and Dismemberment (AD&D)
The college provides group and additional AD&D coverage through CIGNA Group Insurance. Employees are provided a $25,000 AD&D policy which offers protection against non-work related covered accidents resulting in a serious injury or loss of life. Employees may purchase additional coverage for self, spouse, and/or dependent children.
- Enrollment Form
- Change in Beneficiary Form
- CIGNA Secure Travel
- Online Resources
- Customer Service: (800) 441-1832
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Group Life Insurance
The college provides group life insurance through Assurant Employee Benefits. Employees under age of 65 are provided a $50,000 term life insurance policy. A $34,000 term life insurance policy is provided to employees between ages of 65 to 70. A $23,000 term life insurance policy is provided to employees over age 70.
- Enrollment Form
- Change of Beneficiary Form
- Online Resources
- Customer Service: (800) 733-7879
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Flexible Benefits Plan
The college offers a flexible benefits plan through BeneTech Administrators. The plan has two components, premium conversion and flexible spending accounts, which allow employees to tax-shelter a portion income.
- Plan Highlights
- Brochure
- FSA Election Form
- Direct Deposit Authorization
- Benefits Card Form
- Change of Status Form-*Must be submitted for all benefit changes made outside of Open Enrollment.
- Dependent Care Direct Payment Authorization
- Manual Claims Forms:
- Medical Expense/Dependent Care Expense Voucher
- Medical Expense Voucher
- Submit claims to claims@btai.com.
- Online Resources
- Customer Service: (205) 879-2824
- Summary Plan Description
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Additional Life Insurance
The college offers voluntary life insurance through CIGNA Group Insurance for employees, spouses, and dependent children. Within the first 30 days of employment, a guaranteed issue amount of $100,000 is available for employees, $25,000 for spouses, and $10,000 for dependent children. Additional amounts subject to acceptable evidence of good health. Rates are determined by your age and the amount of insurance coverage.
- Plan Highlights
- Enrollment Form
- Change of Beneficiary Form
- Online Resources
- Phone Numbers:
- Customer Service: (800)423-1282
- Application Status: (800) 732-1603
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Long Term Disability
The college offers voluntary long term disability insurance through Sun Life Financial. The policy provides disability income benefits for employees who are disabled and unable to work for 90 days or more. After 90 days, employees are paid 60% of their salary by the long term disability benefit. Premiums are calculated based upon salary.
- Plan Highlights
- Enrollment Form
- Evidence of Insurability (required if enrolling after initial employment)
- Online Resources
- Customer Service: (800) 247-6875
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Tuition Benefits
Employees and dependents are eligible to receive tuition benefits at the College.
- Tuition Benefits Summary
- BSC Tuition Remission Application
- ACS Tuition Exchange Program
- The Tuition Exchange
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Critical Illness
The college offers a critical illness policy through Unum Provident. The policy will provide lump sum payments for critical illnesses such as stroke, heart attack and cancer. Employees may only elect this benefit during the designated annual open enrollment period. Rates are based on age, benefit amount, and tobacco use. Rates will hold for life.
- Plan Highlights
- Online Resources
- Customer Service: (800) 635-5597
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Changing Your Benefit Elections
Health, Dental, and Vision
You may make changes to your benefit elections for health, dental, and vision during annual open enrollment (to be effective January 1 of the following year) or because of a qualified status change, such as marriage, adoption, birth, death, or divorce.
If you have a qualified status change, you must notify the Human Resources Office within 30 days. The following materials are required to change your health, dental, and/or vision elections:
To terminate coverage or remove dependents:
- Complete enrollment form (see below):
- Complete BeneTech Change of Status Form
To add coverage or add dependents:
- Complete enrollment form:
- Complete BeneTech Change of Status Form
Retirement
You may make changes to your retirement election at anytime by completing a Salary Reduction Agreement.
Other Benefits
For all other benefits, changes in elections are permissible at anytime because the premiums are not tax-sheltered and therefore enrollment is not subject to IRS regulations. For other benefit enrollment forms, please visit the Human Resources Forms page.
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